If you're worried about rising rates, our 270 Day Lock with Free Float Down gives you the best of both worlds! 

• Locked in rate for protection with a float down option in case rates get lower
• Interest rate LOCKED for 270 days, in writing with .5% upfront lock fee
• Free FLOAT DOWN within 15 days of settlement with approved loan
• .5% lock fee credited back at closing (No cost for protection)